Q: What is my obligation to my family, friends, coworkers, and such?
A: You don’t really have “obligations” to them. All relationships are lived through on this earth so that we may better experience what we want to experience here on earth. In other words, if you want to learn about love, then we have loving relationships. If we want to learn about fear, then fear is a predominating factor in our relationships. We use relationships to learn about ourselves, and express what we want to express.
That being said, if you say that you’re committed to doing XYZ, and if you welch on your agreement, there are psychic/karmic repercussions. These repercussions are different in every single circumstance, and are not meant to be looked at as punishment, retribution, or God’s vengeance. It’s just that we live in a world of duality, and every action has a reaction.
For instance, if you treat the people around you with love and respect, they will tend to treat you back with love and respect, even if they don’t show it all the time. And if they don’t show it, it’s because they are living out of their egoic consciousness, with some kind of attachment or aversion that prevents them from being loving. We’re all like this.