A: This is a very personal decision. On one hand, not having health insurance leaves you open to serious medical costs if something serious happens to you. However, I see your point. If you have health insurance, then you only have things that are covered by health insurance to pick from. You don’t tend to want anything medically done to you, and for good reason. You’ve seen time and time again how medicine has hurt people, has led to an increase in cost, and a lowering of health for the nation as a whole. It also tends to allow one to shirk personal responsibility for their health. Ultimately, it’s a personal decision, one that you must make.